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NO.  A standard homeowner policy does NOT generally cover damage caused by earthquake and floods.  These sources of damage require additional coverage or a separate policy.  Insurance companies may write some earthquake, provided home is built 1960 or newer, while not writing the older homes.   Sewer Bank Up coverage can be added for additional cost to many home policies; however, sewer back up does not cover flood water seeping through basement walls, or under a basement door or entering a window well.  Flood insurance would be required for this type of loss.  Flood insurance is a SEPARATE policy offered by Flanigan Insurance.  For more information and quote on earthquake or flood please call 314-727-6000.   
Posted 2:03 PM

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NOTICE: This and all content is developed from sources believed to be providing accurate information. The information in this material is not intended to be used as tax or legal advice. Please consult with a tax and/or legal professional for detailed information regarding your individual situation. Some of this material was developed and shared by Flanigan Insurance Agency Inc to provide information that may be of interest. Flanigan Insurance Agency Inc is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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