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Most of us have seen on news a sinkhole in other parts of the U.S.  In particular, I am thinking of Florida, where yards, streets and homes have simply disappeared.  In my 32 years in the insurance business I can not recall a sinkhole claim;  therefore, the probability is slim. 

In Missouri, I have found very few homeowner companies include sinkhole coverage.  In a sense it is an earth movement; however, I am not saying it's included under earthquake.  If it were included under earthquake, obviously a homeowner policy's earthquake deductible comes into play which generally is 10-20% of the amount of dwelling coverage.   This agency does have access to the Missouri Fair Plan and they write a stand-a-lone sinkhole policy costing $313 in 2016 for a $200,000 policy. 

If interested in a quote please contact the flanigan insurance agency @ 314-727-6000.
Posted 2:27 PM

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NOTICE: This and all content is developed from sources believed to be providing accurate information. The information in this material is not intended to be used as tax or legal advice. Please consult with a tax and/or legal professional for detailed information regarding your individual situation. Some of this material was developed and shared by Flanigan Insurance Agency Inc to provide information that may be of interest. Flanigan Insurance Agency Inc is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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