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Why should a person carry Renter's Insurance if they don't have much stuff or money?  Renter's Insurance not only provides coverage for you and your family's personal belongings but it provides you/family with LIABILITY.  Liability is the most important part of the policy, in other words if you/family injure someone, cause damage to the home/apartment or residence you are renting you will be held responsible.  The majority of apartment complexes will not turn over the key to an apartment until they have PROOF of Renter's Insurance. 

Another reason is, if there is a fire/tornado and the building is damaged the Renter Policy will provide additional funds for temporary living while find another place to rent.  Renter's insurance is fairly inexpensive, $100 to $350/year for a $20,000 Contents policy with $300,000 companies like SAFECO or PROGRESSIVE give a package policy discount.  Finally anyone who lives with a non-relative should have a Renter's Insurance Policy.   The amount of contents/personal property coverage is up to each policyholder to decide.  In other words if lost everything to fire/tornado how much money do you need to re-purchase clothing, furniture, computers, dishes etc?  It's that easy, any other questions about renters insurance please contact Flanigan Insurance Agency at 314-727-6000.
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NOTICE: This and all content is developed from sources believed to be providing accurate information. The information in this material is not intended to be used as tax or legal advice. Please consult with a tax and/or legal professional for detailed information regarding your individual situation. Some of this material was developed and shared by Flanigan Insurance Agency Inc to provide information that may be of interest. Flanigan Insurance Agency Inc is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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