Contact Us 314.727.6000



All Terrain Vehicles(ATV), should have a separate motorcycle policy, rather than rely on homeowner policy to protect a homeowner.  Many ATV's are used to service a homeowner's property and never leave the property; however, my guess is the majority of ATV owners take the unit off the insured's premise.  If a homeowner company provides ANY coverage for the motorized land vehicle then they certainly do NOT provide coverage while the ATV is off the residence premise; therefore, take out a separate ATV/Motorcycle policy for the unit(s). 

There have been many injuries and unfortunately fatalities on an ATV.  The time to find out the homeowner policy provides no coverage is not after a claim.  Check with your insurance agent and protect your assets by simply taking out a ATV/Motorcycle policy for your unit.  Also be sure and take out Liability Limits and coverage's like medical payments to protect the owner.  Certainly consider an umbrella policy as well. 

ANY questions please call Flanigan Insurance @ 314-727-6000 for your ATV/Motorcycle quote. 

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This and all content is developed from sources believed to be providing accurate information. The information in this material is not intended to be used as tax or legal advice. Please consult with a tax and/or legal professional for detailed information regarding your individual situation. Some of this material was developed and shared by Flanigan Insurance Agency Inc to provide information that may be of interest. Flanigan Insurance Agency Inc is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
Blog Archive

View Mobile Version

Our Carriers Our Company Services Contact Us More Help

Anthem BCBS
United Health One
Who We Are
Customer Service
Get A Quote
Insurance Types
Send A Message
File a Claim
Frequently Asked Questions
GET SOCIAL WITH US Facebook LinkedIn Google+
13422 Clayton Rd., Suite 203 | St Louis, MO 63131 | Ph: 314-727-6000 | Fx: 314-727-6027 Powered by Insurance Website Builder

Make a Payment Refer A Friend Our Partners Get A Quote